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Bank of America
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Bank One
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Chase Bank
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CitiBank
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Union Bank of California
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US Bank
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Washington Mutual Bank
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Wachovia Bank
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Wellsfargo Bank
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Bank of America Checking Account Service |
Here's checking accounts available at Bank of America
Free Checking -- MyAccess Checking®
- Open account with just $25
- Get $50 where you open online
- No minimum balance required
- Free Online Banking service with free Bill Pay
- Free Bank of America Visa® Check Card with Total Security Protection® and Photo Security®
- Account with direct deposit: No monthly maintenance fee
- Account without direct deposit: $5.95/month
- Check Safekeeping: Free feature with Online Banking service
- Overdraft protection: $10/transfer from linked savings
Banking with Benefits -- Prima® Account
- Free Online Banking service with free Bill Pay
- Free wallet or duplicate style checks
- Free standard size safe deposit box rental where available
- No fee cashier's check and travelers cheque services
- Check Enclosure or Check Safekeeping
- Free Bank of America Visa® Check Card with Total Security Protection® and Photo Security®
- Get $50 where you open online
- $20 monthly maintenance fee
You can avoid the $20 monthly maintenance fee, if you maintain one of the following:
- Prima Checking Account $10,000 minimum
- Prima Checking Account linked with any type of savings, CDs or FDIC-insured IRAs $10,000 minimum combined
- Single Installment Loan or Line of Credit $15,000 outstanding (Does not apply to credit cards or leases)
- Bank of America first mortgage Any outstanding
- Investment accounts with Banc of America Investment Services, Inc.® $15,000 minimum combined
Interest rates
| Prima Interest | Checking Interest Rate | APY* |
| Less than $10,000 | .10% | .10% |
| $10,000 - $24,999 | .10% | .10% |
| $25,000 - $49,999 | .10% | .10% |
| $50,000 - $99,999 | .10% | .10% |
| $100,000 or more | .10% | .10% |
* Annual Percentage Yield is accurate as of 10/21/2005. This is a variable rate account. Rates may change at any time without prior notice. Fees could reduce earnings on the account. The minimum opening balance is $100.
Basic Checking -- Standard Checking
- Open deposit of only $100
- Free Online Banking service with free Bill Pay
- Free Bank of America Visa® Check Card with Total Security Protection® and Photo Security®
- Overdraft protection available
- Banking by Phone
- Account with monthly direct deposit $6.50/month
- Account without monthly direct deposit $8.50/month
- Check Safekeeping Free
You can avoid the monthly service charge if you maintain one of the following accounts
- Standard Checking $1,000 Minimum Balance
- Combined checking and linked savings, money market deposit or Investment CDs $5,000 Average Combined Balance
Student Checking -- CampusEdge® Checking
- Open a new account with only $25
- No minimum balance required
- Free Online Banking service with free Bill Pay
- Free Bank of America Visa® Check Card with Total Security Protection® and Photo Security®
- Account with monthly direct deposit No monthly maintenance fee
- Account without direct deposit $3.95/month
- If parent banks with Bank of America No monthly maintenance fee for five years
- Check Safekeeping Free feature with Online Banking service
- Stuff Happens® card One time service fee refund
- Overdraft protection $10/transfer from linked savings
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