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Bank of America
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Bank One
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Chase Bank
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CitiBank
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Union Bank of California
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US Bank
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Washington Mutual Bank
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Wachovia Bank
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Wellsfargo Bank
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Bank of America Mortgage Service |
| Fixed-Rate Mortgages |
• Good for purchase or refinance, with terms of 15, 20 and 30 years.
• The interest rate and monthly payment stay the same for the life of the loan.
• No penalty for prepaying your loan.
• Use your loan to buy a primary residence, invest in a second home or buy an income property.
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| Adjustable-Rate Mortgages |
• Good for purchase or refinance, with terms of 15 and 30 years.
• Initial fixed interest rate for 1 year, 3 years, 5 years and 7 years.
• Protection against unlimited interest rate increases.
• Many of our ARMs are assumable.
• Use your loan to buy a primary residence, invest in a second home or buy an income property.
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